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EasyMoney - Checks and Balances

Yan Matusevich
0

People with lots of money need a good tool to organize it. With a program that helps you keep your finances in order, your bills, late payments and other paperwork shouldn’t be giving you any nightmares. EasyMoney presents itself as the perfect all-in-one money manager. Find out if that’s the case in today’s test.

 

3 ★★★☆☆

Rating

Tested version Latest version
1.4.8 1.4.8

Features & Use

What makes a  good personal finance app? What should or shouldn’t be included? EasyMoney brings you more than the usual money management app with additional features such as payment reminders and some practical financial assessments.

All the most important personal finance features are also included in EasyMoney: bank account management as well as sorting of transactions and expenses. You can add as many accounts as you like and assign any of your transactions to a particular category. You can also keep eye on your account by setting up a budget limit. All the features are superbly interconnected. When you create a budget, you can assign it to a particular category and account. Anytime a budget is exceeded you’ll receive a visual notification.

Your earnings and expenses can be easily managed with EasyMoney. Just select the category, account, amount and transaction description. With EasyMoney you can also add a note or photo without any problem. You can also set up reminders for your bill payments with just a couple of clicks. In theory, a bill reminder is supposed to be sent to you as a message to remind you of upcoming bills to pay. Unfortunately, this feature failed to work on my HTC Desire. Not a single one of my bill reminders managed to notify me of upcoming deadlines. This feature would be great if only it actually worked.

With good accounting it’s not only easy to find any mistakes in your finances, but also keep track of your expenses. It’s always surprising to see just how much you spend on things you don’t really need. EasyMoney is a good tool to help you live according to your means. Maybe you’ll have to forget about buying that brand-new BMW, but at least you can sleep with a clear conscience. EasyMoney gives you a report of your finances according to:

  • Expense by Category
  • Monthly Expense
  • Monthly Income
  • Monthly Cash Flow
  • Daily Balance

EasyMoney can tell you exactly which expenses should cause you to worry.

For anyone worried about security, you also have the option of adding a passcode. You can set up a PIN that needs to be entered to start up EasyMoney. This isn’t just a good way to keep the IRS at bay, but also keeps your finance secure from the prying eyes of your friends and family.

Alright, so you’ve got all your accounts set up and you would like to transfer some money to your offshore account on the Cayman Islands. What do you do? Again, EasyMoney let’s you transfer money from one account to the other (only in the same currency). Unfortunately, EasyMoney lacks a built-in currency converter, so you’ll have to estimate the amount on your own.

In the Settings you can make all sorts of adjustments. Would you rather have your currency displayed as USD or $? Do you want to display all the decimals in your amounts? EasyMoney has an option for all of it!
A cool addition is the built-in calculator that you can consult when entering in a transaction.

Pluses:

  • Well integrated funtions
  • Good budget management
  • A huge selection of financial reports
  • Search option
  • Access PIN
  • Widget
  • Super filter feature

 

Minuses:

  • Bill reminders don’t work
  • Transfers only possible in the same currency
  • Backup-Tools only available with the proversion
  • At $9.95 it’s way more expensive than similar apps

What can you do with the pro-version?

  • Create a backup file
  • Restore with the backup file
  • Delte all backups
  • Export as CSV file
  • Settings for auto backup
     

Screen & Controls

The app lacks an overview page of your transactions with your photo and detailed notes. Every time you want to look at a transaction, you are automatically put back into edit mode. It would be nice to have a clean and clear page for each transaction.
Your average accountant will enjoy the design, but it’s not anything amazing, either. The app is easier to use on devices with a built-in QWERTY keyboard in order to type in all the amounts.
The Widget is simple and serves its purpose. You can easily keep an eye of all your bank accounts and access them directly from the widget. Definitely, a big plus!

Speed & Stability

No crashes and a fast start-up!

Price/Performance Ratio

$9.95! Now that’s a lot of money to fork out for a money management program. Similar apps with some of the same features are usually a third of this price.

Screenshots

EasyMoney - Checks and Balances EasyMoney - Checks and Balances EasyMoney - Checks and Balances EasyMoney - Checks and Balances EasyMoney - Checks and Balances

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Developer

Handy Apps

We focus on delivering management solutions to the world.

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